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Money Talk
Welcome to "Money Talk" -The Official Black Girl Money Blog!
On this space, expect your weekly dose of finance, lifestyle and wealth. Every writer is a woman with ambitious goals (probably like yourself), trying to navigate the crazy world of modern finance. Whether you want to learn something new, read about someone’s experience or you’re just looking for some motivation to make that big move - we’ve got your back!
Want to write for us, or have something valuable to share? - send us your pitch!
Are you looking for a way to enjoy your purchases without sabotaging your financial goals? As the weather gets colder, you might consider adding to your winter wardrobe or making a purchase that you swear is a form of self-care. Before you do, reads these tips and tricks on how to treat yourself without breaking your bank! 1. Create a realistic budget This might sound simple enough, but it is more difficult than you think! Whether you have bills to pay or student finance coming in, you want to know how much money you have left every month so you can plan your purchases accordingly! There are a lot of apps out there that are available to help you sort out your finances. Alternatively, you can you can use our official BGM Budget template.
What is clout buying you ask? Well this is when you buy something for the sole purpose of making yourself look cooler. Notice I said "look cooler" and "be cooler". Unfortunately, the truth is when you buy something simply for clout you are most likely paying to portray an illusion that will only keep people interested in you for a moment. You try to impress people with all the fancy things you buy- but you become dead broke in the process. Instead of having good food to eat you are left with noodles until your next pay check. So, ask yourself this- is it worth it?